Actual Budget

Actual Budget Self-Hosted, Deploy in One Click

Actual Budget — это локальное приложение для личных финансов (local-first). Automatio развертывает его на вашем сервере с HTTPS в один клик для обеспечения...

self-hosted actual budgetactual budget vpsopen-source финансыальтернатива ynab self-hosteddocker бюджетированиесервер для личных финансов+1 more
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Actual Budget

Finance & Business

Actual Budget — это локальное приложение для личных финансов (local-first). Automatio развертывает его на вашем сервере с HTTPS в один клик для обеспечения...

budgetingfinancemoney

Что вы получаете, развернув Actual Budget

Сервер, который мы арендуем, его цена и что спросит установщик.

Сервер
CX23 · 2 vCPU · 4 GB RAM
От
$9/мес
Установка
Настройка не требуется

Входит в каждое развёртывание

  • Выделенный сервер, одно приложение на машину
  • HTTPS-сертификат выпускается автоматически
  • Бесплатный поддомен, свой домен по желанию
  • Перезапуск, изменение размера, снапшоты и восстановление

Проект

Все ссылки этой страницы за пределы Automatio.

Разверните Actual Budget в один клик

На вашем сервере, с вашими данными. Без терминала, команд Docker и настройки сертификатов.

  1. 1

    Выберите размер

    Начните с наименьшего подходящего сервера. Размер можно изменить позже без переустановки.

  2. 2

    Нажмите «развернуть»

    Мы арендуем сервер, ставим приложение через Docker и направляем на него поддомен.

  3. 3

    Дождитесь запуска

    Развёртывание идёт само и занимает несколько минут. Когда выпущен HTTPS-сертификат, приложение готово.

Размер сервера

Оплата ежемесячно вместе с подпиской Automatio. Удалите сервер — списания прекратятся.

Возможности Actual Budget

Узнайте, что Automatio может сделать для этого сценария использования

Envelope Budgeting

Actual implements the envelope methodology where you allocate every dollar you have to a specific category. This approach forces you to face your real spending instead of relying on optimistic forecasts. By allocating income before you spend it, you gain clarity on your monthly financial health.

  • 1Category-based tracking
  • 2Month-to-month rollovers
  • 3Income vs Expense views
  • 4Zero-based budget logic

Возможности Actual Budget

  • Envelope Budgeting

    Actual implements the envelope methodology where you allocate every dollar you have to a specific category. This approach forces you to face your real spending instead of relying on optimistic forecasts. By allocating income before you spend it, you gain clarity on your monthly financial health.

    1. Category-based tracking
    2. Month-to-month rollovers
    3. Income vs Expense views
    4. Zero-based budget logic
  • Local-First Architecture

    The app stores all budget data locally on your device for responsiveness and full offline capability. Your financial data is saved to a local SQLite database and synchronized to your server only when you are online. This results in a fast interface that never lags due to network latency.

    1. SQLite storage backend
    2. Full offline functionality
    3. Conflict-free data merging
    4. Snappy transaction search
  • Automated Bank Syncing

    Connect to bank accounts through integrations like SimpleFIN or GoCardless to pull in transactions automatically. This reduces manual entry while maintaining privacy by keeping your credentials isolated. For banks without API support, Actual provides reliable manual import tools.

    1. Secure transaction imports
    2. Duplicate detection
    3. Manual CSV and QFX fallback
    4. Transaction matching rules
  • End-to-End Encryption

    Financial records are encrypted on your local device before they ever leave to sync with your server. The server component acts as a secure relay but remains unable to read the actual contents of your budget. This ensures that even if your infrastructure were accessed, your data remains a vault.

    1. Client-side encryption
    2. AES-256 standards
    3. Passphrase protection
    4. Secure sync protocol

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Absolute Data Residency: Keep your most sensitive financial records off corporate cloud servers and away from advertisers who profile spending habits for profit.
Bank Sync Costs: While the core software is free, automated bank feeds usually require a separate paid subscription to services like SimpleFIN.
No Subscription Fatigue: Eliminate the recurring monthly costs of proprietary apps like YNAB by running your own instance on a low-cost VPS you control.
Mobile PWA Limitations: Actual does not have a native app store entry; it functions as a Progressive Web App you must add to your home screen manually.
Unlimited Budget Files: Create separate budget files for your household, side hustle, and small business without hitting tier limits or paying for extra seats.
Manual Market Data: Investment account values do not pull real-time stock or crypto prices automatically and must be updated via manual balance adjustments.
Permanent Tool Access: Open-source software stays yours forever and cannot be sunsetted by a company changing its business model or pricing.

comparisonTable.self-hosted.title

comparisonTable.self-hosted.description

Data Ownership

comparisonTable.self-hosted.managedSaasStored in company cloud
comparisonTable.self-hosted.diy100% on your hardware
comparisonTable.self-hosted.automatio100% on your hardware

Monthly Cost

comparisonTable.self-hosted.managedSaasHigh subscription fees
comparisonTable.self-hosted.diyLow VPS cost only
comparisonTable.self-hosted.automatioLow VPS cost only

Setup Time

comparisonTable.self-hosted.managedSaasInstant
comparisonTable.self-hosted.diy1-2 hours manual setup
comparisonTable.self-hosted.automatioA few minutes one-click

Maintenance

comparisonTable.self-hosted.managedSaasZero
comparisonTable.self-hosted.diyManual updates and SSL
comparisonTable.self-hosted.automatioAutomated updates and SSL

Кому это нужно

Люди, которые действительно держат Actual Budget на своём сервере, и что для них меняется.

a former YNAB user

Tired of rising subscription prices and the requirement to always be online.

Maintains the familiar envelope budgeting method while moving to a local-first model you own and control.

  • Import years of YNAB history
  • Set up monthly savings goals
  • Reconcile accounts weekly

a privacy-conscious freelancer

Wants to track business expenses without exposing bank credentials to a SaaS provider.

Uses a private sync server to manage business and personal budgets separately and securely on your own hardware.

  • Categorize tax-deductible costs
  • Track net worth across accounts
  • Generate yearly spending reports

a tech-savvy household

Needs to sync budget data between multiple partners phones without relying on a public cloud provider.

Provides a central, private synchronization point that keeps everyone on the same page with fully encrypted data.

  • Sync grocery spending in real-time
  • Plan for upcoming vacations
  • Audit monthly utility costs

a spreadsheet migrant

Overwhelmed by complex Excel formulas and manual data entry every weekend.

Transitions to a purpose-built tool that automates transaction imports while keeping the data portability of a local database.

  • Automate repetitive transaction rules
  • View spending trends over time
  • Migrate data from legacy spreadsheets

Что Такое Этот Промпт?

Узнайте, что делает этот промпт и как он может помочь вам достичь лучших результатов.

A Local-First Personal Finance Revolution

Actual Budget was originally developed as a proprietary application before transitioning to a fully open-source, community-led project. It was built to solve a specific problem: the lack of high-quality, local-first budgeting tools. While most modern financial apps rely on cloud databases that require constant internet connectivity and expose your data to corporate servers, Actual stores everything locally. The server you deploy is not a dashboard, but a secure relay for synchronizing your encrypted data between your desktop, phone, and tablet.

The Power of the Envelope Method

At its heart, Actual Budget follows the zero-based budgeting philosophy, often called the envelope method. This practice forces you to look at the money you actually have, not the money you expect to make, and assign every cent to a specific category. When you spend money in the real world, you record it against those categories. If you overspend in one area, the interface makes you move money from another category to cover the difference. This creates a flexible but honest relationship with your finances that cloud-based trackers often fail to provide.

Performance and Reliability

Because Actual is local-first, the user experience is instantaneous. There are no loading spinners when switching between months or searching for old transactions. It uses a SQLite database on the back end, which is the industry standard for reliable, portable data storage. For users transitioning from other tools, the app offers a robust importer that brings over your entire history, categories, and account structures from YNAB or CSV files, making the switch easy.

Privacy and Encryption

Security is the core focus of the project. It uses end-to-end encryption for all synchronization. When you set up your sync server, you create a private key that encrypts your budget files on your device before they are uploaded. This means your VPS provider or anyone with access to the server hardware cannot read your financial history. It provides the convenience of cloud syncing with the security of a cold-storage vault.

Что Такое Этот Промпт?

Что люди говорят о Actual Budget

Посмотрите, что думает сообщество о Actual Budget

Actual Budget is the only thing that actually replaced YNAB for me. The local-first approach makes it so much snappier than the web-only competitors.
u/budget_fanatic
reddit
I moved from Quicken because it was getting too bloated and slow. Actual is stripped down to exactly what you need to manage your money.
Graeme Hughes
youtube
Self-hosting this was the best decision for my privacy. I don't want a random SaaS company having a copy of every single one of my bank transactions.
u/privacy_advocate
hackernews
Setup was easy, but remember to set your sync password immediately or your data won't be encrypted.
u/selfhosted_guy
reddit
The PWA works surprisingly well on iOS. I don't miss the native app at all given how fast the sync is.
@finance_tech
twitter
I save $15 a month now. The server cost is lower and I own my data forever.
u/frugal_engineer
reddit

Видео о Actual Budget

Смотрите обучающие материалы, обзоры и обсуждения о Actual Budget

Actual работает по принципу local-first, а это значит, что все данные сначала сохраняются на вашем компьютере, а затем синхронизируются с сервером

Компонент сервера невероятно легковесен и без проблем запускается в небольшом Docker-контейнере

Вы можете напрямую импортировать данные из YNAB, что является огромным плюсом для тех, кто переходит на эту платформу

Раздел отчетов дает четкое представление о том, куда на самом деле уходят ваши деньги

Все данные шифруются до того, как покидают ваше устройство, поэтому сервер никогда не видит вашу реальную финансовую информацию

Actual, это инструмент для бюджетирования с нулевой базой, похожий на YNAB, но данные принадлежат вам

Развертывание этого решения на собственном сервере дает полный контроль без ежемесячной абонентской платы

Функция банковской синхронизации работает через GoCardless или Plaid в зависимости от вашего региона

Мне очень нравится чистый интерфейс, он не перегружен в отличие от некоторых других финансовых приложений

Обязательно запомните пароль шифрования, так как кнопки для его сброса не существует

Мобильное приложение представляет собой PWA, что позволяет установить его прямо из браузера

Если вы устали от того, что компании повышают цены за базовый функционал бюджетирования, это идеальное решение

Оно отлично поддерживает несколько валют, что прекрасно подходит для пользователей по всему миру

Система правил позволяет автоматизировать назначение категорий для повторяющихся транзакций

Контроль над местонахождением данных, главная причина выбрать этот путь вместо облачного провайдера

Больше чем просто промпты

Улучшите свой рабочий процесс с ИИ-Автоматизацией

Automatio объединяет мощь ИИ-агентов, веб-автоматизации и умных интеграций, чтобы помочь вам достигать большего за меньшее время.

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Веб Автоматизация
Умные Процессы

Советы для Actual Budget

Экспертные советы для максимальной эффективности Actual Budget.

Use the PWA Feature

On mobile, open your Actual URL in Safari or Chrome and select Add to Home Screen to remove the browser UI and make it feel native.

Minimal RAM Required

The server component is extremely lightweight and uses roughly 45MB of RAM. A base CX23 server is more than sufficient for years of data.

Enable E2E Encryption

Set a sync password in the settings immediately. This ensures your financial data is encrypted locally before it ever leaves your browser.

Отзывы

Что Говорят Наши Пользователи

Присоединяйтесь к тысячам довольных пользователей, которые трансформировали свой рабочий процесс

Jonathan Kogan

Jonathan Kogan

Co-Founder/CEO, rpatools.io

Automatio is one of the most used for RPA Tools both internally and externally. It saves us countless hours of work and we realized this could do the same for other startups and so we choose Automatio for most of our automation needs.

Mohammed Ibrahim

Mohammed Ibrahim

CEO, qannas.pro

I have used many tools over the past 5 years, Automatio is the Jack of All trades.. !! it could be your scraping bot in the morning and then it becomes your VA by the noon and in the evening it does your automations.. its amazing!

Ben Bressington

Ben Bressington

CTO, AiChatSolutions

Automatio is fantastic and simple to use to extract data from any website. This allowed me to replace a developer and do tasks myself as they only take a few minutes to setup and forget about it. Automatio is a game changer!

Sarah Chen

Sarah Chen

Head of Growth, ScaleUp Labs

We've tried dozens of automation tools, but Automatio stands out for its flexibility and ease of use. Our team productivity increased by 40% within the first month of adoption.

David Park

David Park

Founder, DataDriven.io

The AI-powered features in Automatio are incredible. It understands context and adapts to changes in websites automatically. No more broken scrapers!

Emily Rodriguez

Emily Rodriguez

Marketing Director, GrowthMetrics

Automatio transformed our lead generation process. What used to take our team days now happens automatically in minutes. The ROI is incredible.

Jonathan Kogan

Jonathan Kogan

Co-Founder/CEO, rpatools.io

Automatio is one of the most used for RPA Tools both internally and externally. It saves us countless hours of work and we realized this could do the same for other startups and so we choose Automatio for most of our automation needs.

Mohammed Ibrahim

Mohammed Ibrahim

CEO, qannas.pro

I have used many tools over the past 5 years, Automatio is the Jack of All trades.. !! it could be your scraping bot in the morning and then it becomes your VA by the noon and in the evening it does your automations.. its amazing!

Ben Bressington

Ben Bressington

CTO, AiChatSolutions

Automatio is fantastic and simple to use to extract data from any website. This allowed me to replace a developer and do tasks myself as they only take a few minutes to setup and forget about it. Automatio is a game changer!

Sarah Chen

Sarah Chen

Head of Growth, ScaleUp Labs

We've tried dozens of automation tools, but Automatio stands out for its flexibility and ease of use. Our team productivity increased by 40% within the first month of adoption.

David Park

David Park

Founder, DataDriven.io

The AI-powered features in Automatio are incredible. It understands context and adapts to changes in websites automatically. No more broken scrapers!

Emily Rodriguez

Emily Rodriguez

Marketing Director, GrowthMetrics

Automatio transformed our lead generation process. What used to take our team days now happens automatically in minutes. The ROI is incredible.

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